When Replacement Cost Coverage Is Actually Enough: A Guide for Homeowners With 5–15 Years in the House

https://high-wiki.win/index.php/Why_Personal_Property_Coverage_Is_the_Silent_Risk_Most_Longtime_Homeowners_Ignore

You bought a house, made a few upgrades, paid your premiums on time and never filed a claim. That pattern breeds a quiet confidence: your policy must be fine. It might be