remove wrong credit entry 2

https://atomic-wiki.win/index.php/How_to_Dispute_Credit_Report_Errors_and_Protect_Your_Financial_Future

If you notice a credit entry on your account that doesn't belong to you, such as a mistaken refund or an error from a merchant, you can request to have it removed. This might involve contacting customer support, providing proof that the credit is wrong, and ensuring your balance reflects what you actually owe. It's a straightforward process, but it's important to act quickly to avoid any confusion in your billing.