How Depreciation Tables Can Protect Homeowners Who've Never Filed a Claim

https://www.first-bookmarkings.win/when-the-house-looks-fine-but-everything-inside-isn-t-rachel-s-question-that-changed-the-plan

When a Decade of No Claims Almost Left a Family Paying for Their Own Roof: Mark and Lisa's Story Mark and Lisa had owned their house for 11 years. They were careful - yard upkeep, fresh paint, that sort of thing