Big family costs in the UK can drain cash. Keep an emergency buffer as you...

https://www.lima-bookmarkings.win/planning-for-a-big-family-bill-from-a-childcare-deposit-to-a-car-repair-is

Big family costs in the UK can drain cash. Keep an emergency buffer as you save, with separate pots for the bill and rainy days. Stress-test your budget with an awkward month: add a cost, lose some pay, and check your plan still works.